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Selling privately

How to sell a house without an estate agent

Selling privately is legal, common and increasingly practical. This page walks through the whole process in order — pricing, paperwork, marketing, viewings, offers and conveyancing — so you can decide whether doing it yourself suits your property, your timescale and your appetite for admin.

In short

  • There is no legal requirement to use an estate agent to sell a home in the UK.
  • You take on pricing, marketing, viewings and offer handling; a conveyancer still does the legal work.
  • The main saving is agent commission, typically 1–3% plus VAT of the sale price.
  • The main risks are mispricing, thin marketing reach and unverified buyers — all manageable with a process.

Decide whether private selling suits your situation

Private selling works best when you can answer the phone during the day, you are comfortable showing strangers around your home, and your property is reasonably conventional for the area. It is harder if you are selling from another country, if the property is unusual enough that pricing is genuinely uncertain, or if you are in a fast chain where a professional chaser adds real value.

It is worth being honest about time. Between preparing the listing, answering enquiries, hosting viewings and chasing solicitors, most private sellers spend several hours a week during the active phase. In exchange you keep the commission and you talk to buyers directly, which usually means faster answers than a message relayed through a branch.

Step one: price the property on evidence

Start with HM Land Registry Price Paid data for your street and postcode district, then adjust for condition, extensions and the direction of the local market since those sales completed. Compare against homes currently for sale with the same bedroom count and property type, remembering that asking prices are aspirations and sold prices are facts.

Overpricing is the most expensive mistake a private seller can make. A listing that sits unsold for months attracts lower offers than one priced correctly on day one, because buyers read time on market as a signal. If you get plenty of views but no viewings, the price is usually the reason; if you get viewings but no offers, the issue is more often condition or presentation.

Step two: get the paperwork ready

  • A valid Energy Performance Certificate, commissioned before marketing begins.
  • Title deeds or Land Registry title number, plus any lease and service charge information for leasehold homes.
  • Building regulations and planning approvals for extensions, loft conversions and structural alterations.
  • FENSA or equivalent certificates for replacement windows, and gas or electrical safety documentation you hold.
  • Guarantees for damp proofing, roofing, cavity wall insulation, boilers and new-build warranties.
  • Details of anything a buyer must be told: flood history, disputes with neighbours, shared access or ongoing works.

Step three: market the property properly

Photographs decide whether a buyer reads anything else. Shoot in daylight, tidy every surface, open curtains, turn lights on, and take each room from the corner that shows the most floor. Include the garden, the parking and at least one photograph that establishes the street or setting. If you are not confident, a professional property photographer is a modest one-off cost with a measurable effect on enquiry rates.

Write a description that answers questions rather than using superlatives. Room dimensions, tenure, council tax band, heating type, parking arrangements, broadband availability and school catchments are all things buyers search for. On HausMart these facts also feed the matching engine, so completeness directly affects how many buyers your listing reaches.

Give the listing distribution. HausMart shows your home to buyers whose saved requirements match it and in local for-sale results, and you can share the same canonical link on social platforms, community groups and by message to anyone who has expressed interest.

Step four: handle viewings and safety

Confirm the name, phone number and buying position of anyone who books a viewing, and call the number back before confirming. Have someone else in the house if you can, put away valuables and personal documents, and let the buyer lead the pace while you stay a room behind rather than narrating every feature.

Ask two questions at the end of every viewing: are they in a position to proceed, and how does the property compare with others they have seen. The answers tell you more about your pricing and presentation than any analytics dashboard.

Step five: offers, acceptance and conveyancing

Record every offer in writing with the buyer's funding position, whether they have a property to sell, and their proposed timescale. A slightly lower offer from a chain-free cash buyer is frequently worth more than a higher offer that depends on three unsold properties.

Once you accept, confirm the agreed price and conditions in writing to both solicitors. Your conveyancer prepares the contract pack and property information forms; the buyer's conveyancer raises enquiries, orders searches and reports to the lender. Expect enquiries to be the slowest phase, and answer them quickly and completely — that is the single biggest thing a private seller can do to protect a timescale.

Conveyancing must be handled by a regulated solicitor or licensed conveyancer, and mortgage advice by an authorised adviser. HausMart does not provide either; those services are supplied separately by the professionals you instruct.

Frequently asked questions

Is it legal to sell a house without an estate agent in the UK?
Yes. There is no requirement to instruct an estate agent. You do need a regulated solicitor or licensed conveyancer to carry out the legal transfer.
How much can I save by selling privately?
Typically the agent's commission of 1–3% plus VAT — roughly £3,000 to £9,000 on a £300,000 sale — less any costs you choose to pay for, such as photography or an EPC.
How do I check a buyer is genuine?
Ask for a mortgage agreement in principle or proof of funds, their solicitor's details, and confirmation of whether their own sale is agreed. Verify before taking the property off the market.
Do I still need an EPC?
Yes. An EPC must be commissioned before marketing in England, Wales and Northern Ireland, and made available to prospective buyers. Scotland uses the Home Report.
Can I switch to an agent later?
Yes, provided you are not tied into another agreement. Private listings on HausMart can be unpublished at any time with nothing owed.

Sell privately with matched buyers

Publish a free listing and let HausMart put it in front of buyers whose requirements already fit your home.

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